Compare critical illness plan

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Compare critical illness plan

What is a Critical Illness Plan?
Critical illness insurance provides a lump-sum payout when you are diagnosed with a covered illness such as cancer, stroke, or heart attack. This payout can be used for:

Daily living expenses
Loss of income during recovery
Alternative treatments not covered by hospital plans
Long-term care or lifestyle adjustments
Unlike hospitalisation insurance, CI insurance is not limited to medical bills — you decide how the money is used.

Read more: Do I need a critical illness plan?

Early, Intermediate & Late-Stage Critical Illness Coverage Explained
Modern CI plans in Singapore typically cover illnesses at different stages:

Early-Stage CI
Pays upon early diagnosis (e.g. carcinoma in situ, early stroke)
Helps with early treatment and income replacement
Most claims in Singapore occur at early stages
Intermediate-Stage CI
Covers illness progression
Acts as a buffer before full late-stage payout

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